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Resources

April 5, 2017

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between […]
April 5, 2017

The No-Cost Thirty Year Fixed Rate Mortgage

There really is no such thing as a “no-cost” mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, […]
April 5, 2017

The Advantages of Different Types of Mortgage Lenders

What kind of lender is “best?” If you ask a loan officer, “What kind of lender is best?” it is going to be whatever kind of […]
April 5, 2017

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans which they sell directly to Fannie Mae, Freddie […]
April 5, 2017

Where Does the Money Come From for Mortgage Loans?

In the “olden” days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra […]
April 5, 2017

Items You Need for When Applying For a Loan

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so […]