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Resources

April 5, 2017

FICO Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision […]
April 5, 2017

What’s a FICO?

What is a FICO Score? FICO stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by […]
April 5, 2017

FICO Score – a Brief Explanation

When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time. […]
April 5, 2017

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you […]
April 5, 2017

Closing Costs When Buying or Refinancing a Home

This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that […]
April 5, 2017

The Biweekly Mortgage – Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email “spam” becoming […]